{"id":162,"date":"2026-10-10T18:02:29","date_gmt":"2026-10-10T22:02:29","guid":{"rendered":"https:\/\/www.myuniversalinsurance.com\/realtors-lenders\/"},"modified":"2026-10-29T15:09:41","modified_gmt":"2026-10-29T19:09:41","slug":"realtors-and-lenders","status":"publish","type":"page","link":"https:\/\/www.myuniversalinsurance.com\/es\/realtors-and-lenders\/","title":{"rendered":"Agentes de bienes ra\u00edces y prestamistas"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"162\" class=\"elementor elementor-162\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10a21e8 e-flex e-con-boxed uia-pagehero e-con e-parent\" data-id=\"10a21e8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96bc59e elementor-widget elementor-widget-text-editor\" data-id=\"96bc59e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"uia-crumbs\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8566292 uia-eyebrow elementor-widget elementor-widget-heading\" data-id=\"8566292\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">For realtors and loan officers<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ed8be8e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"ed8be8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Homeowners insurance for your buyers, ready before closing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddc7c2f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"ddc7c2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Realtors and lenders are the number one source of our business, and our whole process is built around closing dates. Send us your buyer, the property and the closing date. We&#8217;ll quote, bind the policy and get proof of insurance to the lender.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-331cdf2 elementor-widget elementor-widget-text-editor\" data-id=\"331cdf2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p class=\"uia-btns\"><a class=\"uia-a-btn uia-gold\" href=\"#refer\">Refer a buyer<\/a><a class=\"uia-a-btn uia-ghost\" href=\"tel:+14078981116\">Call (407) 898-1116<\/a><\/p><p style=\"margin-top:14px;color:#C9D2E0;font-size:15px\">Rather have your buyer fill it out? <a style=\"color:#C9A24D;font-weight:700;text-decoration:underline\" href=\"\/home-owner-quotes\/\">Send them our homeowners application<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bff53eb e-flex e-con-boxed e-con e-parent\" data-id=\"bff53eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c9b77d1 e-flex e-con-full e-con e-child\" data-id=\"c9b77d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3d8f31d e-flex e-con-full uia-answer e-con e-child\" data-id=\"3d8f31d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-546d8e6 elementor-widget elementor-widget-heading\" data-id=\"546d8e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How it works<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e7e65a elementor-widget elementor-widget-text-editor\" data-id=\"2e7e65a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Send us the buyer&#8217;s contact information, the property address and the closing date using the form on this page, or call us. We&#8217;ll reach out to your buyer, compare carriers, bind the policy once they choose, and send the binder and evidence of insurance to the lender or title company you name.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c934537 uia-prose elementor-widget elementor-widget-text-editor\" data-id=\"c934537\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>What helps us move fast<\/h2><ul><li>The property address and closing date<\/li><li>The buyer&#8217;s name, phone and email, and their preferred language<\/li><li>The lender or loan officer who needs the binder<\/li><li>Any 4-point, wind mitigation or roof inspection reports the seller already has<\/li><li>The mortgagee clause, if you have it<\/li><\/ul><h2>Florida issues we catch early<\/h2><p>Closings in Florida get delayed by insurance more often than they should. We look for the usual problems as soon as a file comes in:<\/p><ul><li><strong>Roof age.<\/strong> Older roofs limit which carriers will write the home. We&#8217;ll know right away whether the buyer has options or needs a roof inspection.<\/li><li><strong>Older homes.<\/strong> Many carriers want a <a href=\"\/what-is-a-4-point-inspection\/\">4-point inspection<\/a>. If the seller doesn&#8217;t have a recent one, we&#8217;ll say so early.<\/li><li><strong>Wind mitigation.<\/strong> A current <a href=\"\/florida-wind-mitigation-inspection\/\">wind mitigation report<\/a> can lower the buyer&#8217;s premium, sometimes a lot.<\/li><li><strong>Flood zones.<\/strong> If the lender requires flood coverage, we&#8217;ll quote <a href=\"\/flood-insurance\/\">flood insurance<\/a> alongside the homeowners policy, keeping waiting periods in mind.<\/li><li><strong>Condos.<\/strong> Buyers need an <a href=\"\/condo-insurance\/\">HO-6 policy<\/a> that fits the association&#8217;s master policy.<\/li><\/ul><h2>Bilingual buyers<\/h2><p>About half of our customers prefer Spanish. Our team can explain coverage to your buyers in whichever language they&#8217;re most comfortable with, which saves everyone time at the closing table.<\/p><h2>After closing<\/h2><p>Your buyer stays with an agency that answers the phone. We&#8217;ll review their policy at renewal and help with auto, flood and umbrella coverage as their needs change.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0c9a64b e-flex e-con-full e-con e-child\" data-id=\"0c9a64b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-226f91c elementor-widget elementor-widget-menu-anchor\" data-id=\"226f91c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"refer\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20d5c32 elementor-widget elementor-widget-heading\" data-id=\"20d5c32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Refer a buyer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1e91dd elementor-widget elementor-widget-text-editor\" data-id=\"e1e91dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Takes about a minute. We&#8217;ll confirm we received it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f014b2 elementor-widget elementor-widget-shortcode\" data-id=\"7f014b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class='fluentform ff-default fluentform_wrapper_4 ffs_default_wrap'><form data-form_id=\"4\" id=\"fluentform_4\" class=\"frm-fluent-form fluent_form_4 ff-el-form-top ff_form_instance_4_1 ff-form-loading ffs_default\" data-form_instance=\"ff_form_instance_4_1\" method=\"POST\" ><fieldset  style=\"border: none!important;margin: 0!important;padding: 0!important;background-color: transparent!important;box-shadow: none!important;outline: none!important; min-inline-size: 100%;\">\n                    <legend class=\"ff_screen_reader_title\" style=\"display: block; margin: 0!important;padding: 0!important;height: 0!important;text-indent: -999999px;width: 0!important;overflow:hidden;\">Realtor &amp; Lender Referral<\/legend><input type='hidden' name='__fluent_form_embded_post_id' value='162' \/><input type=\"hidden\" id=\"_fluentform_4_fluentformnonce\" name=\"_fluentform_4_fluentformnonce\" value=\"56b77520da\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/es\/wp-json\/wp\/v2\/pages\/162\" \/><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_referrer_name' id='label_ff_4_referrer_name'>Your name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"referrer_name\" class=\"ff-el-form-control\" placeholder=\"First and last name\" data-name=\"referrer_name\" id=\"ff_4_referrer_name\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_referrer_company' id='label_ff_4_referrer_company'>Brokerage or lender<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"referrer_company\" class=\"ff-el-form-control\" placeholder=\"Company name\" data-name=\"referrer_company\" id=\"ff_4_referrer_company\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff_list_inline'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label  >You are a<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check- ff_item_selected'><label class='ff-el-form-check-label' for='referrer_role_ded041ca5e37609b9e7aba5b210f9c71'><input  type=\"radio\" name=\"referrer_role\" data-name=\"referrer_role\" class=\"ff-el-form-check-input ff-el-form-check-radio\" checked=\"1\" value=\"Realtor\"  id='referrer_role_ded041ca5e37609b9e7aba5b210f9c71' aria-label='Realtor' aria-invalid='false' aria-required=true> <span>Realtor<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='referrer_role_1fbf7b66a63e6f3a563b219dc8ef2356'><input  type=\"radio\" name=\"referrer_role\" data-name=\"referrer_role\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Loan officer\"  id='referrer_role_1fbf7b66a63e6f3a563b219dc8ef2356' aria-label='Loan officer' aria-invalid='false' aria-required=true> <span>Loan officer<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='referrer_role_d9e2798c5219a45eceb5e50aad652990'><input  type=\"radio\" name=\"referrer_role\" data-name=\"referrer_role\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Title or closing agent\"  id='referrer_role_d9e2798c5219a45eceb5e50aad652990' aria-label='Title or closing agent' aria-invalid='false' aria-required=true> <span>Title or closing agent<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='referrer_role_544ecf2ff500b82571bce1340e8b3919'><input  type=\"radio\" name=\"referrer_role\" data-name=\"referrer_role\" class=\"ff-el-form-check-input ff-el-form-check-radio\" value=\"Other\"  id='referrer_role_544ecf2ff500b82571bce1340e8b3919' aria-label='Other' aria-invalid='false' aria-required=true> <span>Other<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_referrer_email' id='label_ff_4_referrer_email'>Your email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"referrer_email\" id=\"ff_4_referrer_email\" class=\"ff-el-form-control\" placeholder=\"you@example.com\" data-name=\"referrer_email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_referrer_phone' id='label_ff_4_referrer_phone'>Your phone<\/label><\/div><div class='ff-el-input--content'><input type=\"tel\" name=\"referrer_phone\" class=\"ff-el-form-control\" placeholder=\"(407) 555-0123\" data-name=\"referrer_phone\" id=\"ff_4_referrer_phone\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_client_name' id='label_ff_4_client_name'>Client name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"client_name\" class=\"ff-el-form-control\" placeholder=\"Buyer&#039;s name\" data-name=\"client_name\" id=\"ff_4_client_name\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_client_phone' id='label_ff_4_client_phone'>Client phone<\/label><\/div><div class='ff-el-input--content'><input type=\"tel\" name=\"client_phone\" class=\"ff-el-form-control\" placeholder=\"(407) 555-0123\" data-name=\"client_phone\" id=\"ff_4_client_phone\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_4_client_email' id='label_ff_4_client_email'>Client email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"client_email\" id=\"ff_4_client_email\" class=\"ff-el-form-control\" placeholder=\"you@example.com\" data-name=\"client_email\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_property_address' id='label_ff_4_property_address'>Property address<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"property_address\" class=\"ff-el-form-control\" placeholder=\"Street, city, ZIP\" data-name=\"property_address\" id=\"ff_4_property_address\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_4_closing_date' id='label_ff_4_closing_date'>Closing date<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"closing_date\" class=\"ff-el-form-control\" placeholder=\"MM\/DD\/YYYY\" data-name=\"closing_date\" id=\"ff_4_closing_date\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff_list_3col'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label  >Coverage needed<\/label><div class=\"ff-el-tooltip\" data-content=\"Choose all that apply.\"><svg width=\"16\" height=\"16\" viewbox=\"0 0 25 25\"><path d=\"m329 393l0-46c0-2-1-4-2-6-2-2-4-3-7-3l-27 0 0-146c0-3-1-5-3-7-2-1-4-2-7-2l-91 0c-3 0-5 1-7 2-1 2-2 4-2 7l0 46c0 2 1 5 2 6 2 2 4 3 7 3l27 0 0 91-27 0c-3 0-5 1-7 3-1 2-2 4-2 6l0 46c0 3 1 5 2 7 2 1 4 2 7 2l128 0c3 0 5-1 7-2 1-2 2-4 2-7z m-36-256l0-46c0-2-1-4-3-6-2-2-4-3-7-3l-54 0c-3 0-5 1-7 3-2 2-3 4-3 6l0 46c0 3 1 5 3 7 2 1 4 2 7 2l54 0c3 0 5-1 7-2 2-2 3-4 3-7z m182 119c0 40-9 77-29 110-20 34-46 60-80 80-33 20-70 29-110 29-40 0-77-9-110-29-34-20-60-46-80-80-20-33-29-70-29-110 0-40 9-77 29-110 20-34 46-60 80-80 33-20 70-29 110-29 40 0 77 9 110 29 34 20 60 46 80 80 20 33 29 70 29 110z\" transform=\"scale(0.046875 0.046875)\"><\/path><\/svg><\/div><\/div><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='coverage_needed_ae9f17c58a262d1a29ce19eba7df0f91'><input  type=\"checkbox\" name=\"coverage_needed[]\" data-name=\"coverage_needed\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Homeowners\"  id='coverage_needed_ae9f17c58a262d1a29ce19eba7df0f91' aria-label='Homeowners' aria-invalid='false' aria-required=true> <span>Homeowners<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='coverage_needed_0aa15ca8bae7549074aa4d797c9adacb'><input  type=\"checkbox\" name=\"coverage_needed[]\" data-name=\"coverage_needed\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Condo (HO-6)\"  id='coverage_needed_0aa15ca8bae7549074aa4d797c9adacb' aria-label='Condo (HO-6)' aria-invalid='false' aria-required=true> <span>Condo (HO-6)<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='coverage_needed_8de9b6f87da36689a1dab5e10431faea'><input  type=\"checkbox\" name=\"coverage_needed[]\" data-name=\"coverage_needed\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Flood\"  id='coverage_needed_8de9b6f87da36689a1dab5e10431faea' aria-label='Flood' aria-invalid='false' aria-required=true> <span>Flood<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='coverage_needed_bcaaffa2477f95b0c42cc7124b3b6f71'><input  type=\"checkbox\" name=\"coverage_needed[]\" data-name=\"coverage_needed\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Wind\"  id='coverage_needed_bcaaffa2477f95b0c42cc7124b3b6f71' aria-label='Wind' aria-invalid='false' aria-required=true> <span>Wind<\/span><\/label><\/div><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='coverage_needed_4557d589eddfe72fed6adef9fad7d2de'><input  type=\"checkbox\" name=\"coverage_needed[]\" data-name=\"coverage_needed\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"Landlord or rental\"  id='coverage_needed_4557d589eddfe72fed6adef9fad7d2de' aria-label='Landlord or rental' aria-invalid='false' aria-required=true> <span>Landlord or rental<\/span><\/label><\/div><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_4_lender_contact' id='label_ff_4_lender_contact'>Lender or loan officer email for the binder<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"lender_contact\" class=\"ff-el-form-control\" placeholder=\"name@lender.com\" data-name=\"lender_contact\" id=\"ff_4_lender_contact\"  aria-invalid=\"false\" aria-required=false><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label asterisk-right\"><label for='ff_4_notes' id='label_ff_4_notes'>Notes<\/label><\/div><div class='ff-el-input--content'><textarea aria-required=\"false\" aria-labelledby=\"label_ff_4_notes\" name=\"notes\" id=\"ff_4_notes\" class=\"ff-el-form-control\" placeholder=\"Roof year, inspection reports on hand, client&#039;s language preference, anything that helps\" rows=\"4\" cols=\"2\" data-name=\"notes\" ><\/textarea><\/div><\/div><input type=\"hidden\" name=\"source_page\" value=\"Realtors &amp; Lenders\" data-name=\"source_page\" ><div class='ff-el-group'><div class='ff-el-input--content'><div class='ff-el-form-check ff-el-form-check-'><label class='ff-el-form-check-label' for='referral_consent_ce0eea56b8f8aae9273c50756281acba'><input  type=\"checkbox\" name=\"referral_consent[]\" data-name=\"referral_consent\" class=\"ff-el-form-check-input ff-el-form-check-checkbox\" value=\"I confirm my client has agreed to be contacted by Universal Insurance Agency about homeowners insurance for this purchase.\"  id='referral_consent_ce0eea56b8f8aae9273c50756281acba' aria-label='I confirm my client has agreed to be contacted by Universal Insurance Agency about homeowners insurance for this purchase.' aria-invalid='false' aria-required=true> <span>I confirm my client has agreed to be contacted by Universal Insurance Agency about homeowners insurance for this purchase.<\/span><\/label><\/div><\/div><\/div><div class='ff-form-inline-style' hidden><style>form.fluent_form_4 .ff-btn-submit:not(.ff_btn_no_style) { background-color: #102484; color: #ffffff; }<\/style><\/div><div class='ff-el-group ff-text-left ff_submit_btn_wrapper'><button type=\"submit\" class=\"ff-btn ff-btn-submit ff-btn-lg ff_btn_style\"  aria-label=\"Send this referral\">Send this referral<\/button><\/div><\/fieldset><\/form><div id='fluentform_4_errors' class='ff-errors-in-stack ff_form_instance_4_1 ff-form-loading_errors ff_form_instance_4_1_errors'><\/div><\/div>            <script type=\"text\/javascript\">\n                window.fluent_form_ff_form_instance_4_1 = {\"id\":\"4\",\"ajaxUrl\":\"https:\\\/\\\/www.myuniversalinsurance.com\\\/wp-admin\\\/admin-ajax.php\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"asteriskPlacement\":\"asterisk-right\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_4_1\",\"form_id_selector\":\"fluentform_4\",\"rules\":{\"referrer_name\":{\"required\":{\"value\":true,\"message\":\"Please enter your name\"}},\"referrer_company\":{\"required\":{\"value\":true,\"message\":\"Please enter your company\"}},\"referrer_role\":{\"required\":{\"value\":true,\"message\":\"Please choose one\"}},\"referrer_email\":{\"required\":{\"value\":true,\"message\":\"Please enter an email\"},\"email\":{\"value\":true,\"message\":\"Please enter a valid email address\"}},\"referrer_phone\":{\"required\":{\"value\":true,\"message\":\"Please enter your phone\"}},\"client_name\":{\"required\":{\"value\":true,\"message\":\"Please enter your client's name\"}},\"client_phone\":{\"required\":{\"value\":true,\"message\":\"Please enter your client's phone\"}},\"client_email\":{\"required\":{\"value\":false,\"message\":\"Please enter an email\"},\"email\":{\"value\":true,\"message\":\"Please enter a valid email address\"}},\"property_address\":{\"required\":{\"value\":true,\"message\":\"Please enter the property address\"}},\"closing_date\":{\"required\":{\"value\":true,\"message\":\"Please enter the closing date\"}},\"coverage_needed\":{\"required\":{\"value\":true,\"message\":\"Please check this box\"}},\"lender_contact\":{\"required\":{\"value\":false,\"message\":\"This field is required\"}},\"notes\":{\"required\":{\"value\":false,\"message\":\"\"}},\"referral_consent\":{\"required\":{\"value\":true,\"message\":\"Please check this box\"}}},\"debounce_time\":300,\"file_upload_settings\":[]};\n                            <\/script>\n            <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0b50cba e-flex e-con-full uia-answer e-con e-child\" data-id=\"0b50cba\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c82914 elementor-widget elementor-widget-heading\" data-id=\"5c82914\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rather have your buyer fill it out?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2005d3 elementor-widget elementor-widget-text-editor\" data-id=\"f2005d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Send them our homeowners application. It takes about 10 minutes and asks for the closing date, lender and title company, so we can get the binder where it needs to go.<\/p><p style=\"margin-top:10px\"><strong>Link to text or email:<\/strong> myuniversalinsurance.com\/home-owner-quotes<\/p><p class=\"uia-btns\" style=\"margin-top:14px\"><a class=\"uia-a-btn uia-outline\" href=\"\/home-owner-quotes\/\">Open the homeowners application<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-444eb98 e-flex e-con-boxed e-con e-parent\" data-id=\"444eb98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ac4491 elementor-widget elementor-widget-heading\" data-id=\"5ac4491\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Questions from realtors and lenders<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3694a0f elementor-widget elementor-widget-accordion\" data-id=\"3694a0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-5721\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5721\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How quickly can you bind a policy for closing?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-5721\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5721\"><p>Tell us the closing date when you send the referral and we&#8217;ll work to it. The biggest factor is having the property details and any inspection reports up front. The earlier we get the file, the more carriers we can check.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-5722\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5722\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Do you send the binder to the lender?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-5722\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5722\"><p>Yes. Once your buyer chooses a policy, we bind it and send the binder and evidence of insurance to the lender or title company you name, with the mortgagee clause they provide.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-5723\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-5723\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What if the home is older or has an older roof?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-5723\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-5723\"><p>Send it anyway, and send it early. We&#8217;ll tell you quickly which carriers will consider the home and whether a 4-point or roof inspection is needed.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-5724\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-5724\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can you help buyers who prefer Spanish?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-5724\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-5724\"><p>Yes. About half of our customers prefer Spanish, and our team is glad to work with your buyers in English or Spanish.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How quickly can you bind a policy for closing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Tell us the closing date when you send the referral and we&#8217;ll work to it. The biggest factor is having the property details and any inspection reports up front. The earlier we get the file, the more carriers we can check.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do you send the binder to the lender?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes. 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About half of our customers prefer Spanish, and our team is glad to work with your buyers in English or Spanish.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a41f1b9 e-con-full e-flex e-con e-parent\" data-id=\"a41f1b9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3c23df elementor-widget elementor-widget-html\" data-id=\"b3c23df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Service\",\"name\":\"Homeowners Insurance for Home Closings\",\"serviceType\":\"Homeowners insurance binders for real estate closings\",\"description\":\"Homeowners, condo and flood insurance for home buyers referred by realtors and lenders, bound and sent to the lender before closing.\",\"url\":\"https:\/\/www.myuniversalinsurance.com\/realtors-and-lenders\/\",\"provider\":{\"@id\":\"https:\/\/www.myuniversalinsurance.com\/#organization\"},\"areaServed\":{\"@type\":\"State\",\"name\":\"Florida\"}}<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>For realtors and loan officers Homeowners insurance for your buyers, ready before closing Realtors and lenders are the number one source of our business, and our whole process is built around closing dates. Send us your buyer, the property and the closing date. We&#8217;ll quote, bind the policy and get proof of insurance to the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-162","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/pages\/162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/comments?post=162"}],"version-history":[{"count":7,"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/pages\/162\/revisions"}],"predecessor-version":[{"id":436,"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/pages\/162\/revisions\/436"}],"wp:attachment":[{"href":"https:\/\/www.myuniversalinsurance.com\/es\/wp-json\/wp\/v2\/media?parent=162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}